The Government of Ontario has announced a proposal to expand the HST rebate on new homes in partnership with the Government of Canada
If approved as part of the 2026 Budget, this could:
- Eliminate the full 13% HST on new homes up to $1 million
- Save buyers up to $130,000
- Make homeownership more attainable for families
- Encourage more housing supply across Ontario
How We Help When Buying from a Builder
1. We represent you, not the builder
When you visit a sales office, the representative works for the builder and is there to protect their interests. We represent you and help you make informed decisions with your best interests in mind.
2. We look beyond the advertised price
- Identify opportunities for upgrades that may be included or discounted
- Review potential savings on closing cost
- Assess lot premiums and where there may be flexibility
- Highlight current builder incentives and promotions
3. We help you navigate builder contracts
- Highlight clauses that may affect you
- Suggest conditions that offer protectionRecommend when to involve a real estate lawyer
4. We help you understand true value
- Compare similar resale homes
- Evaluate other new construction options
- Assess long term resale potential
- Review builder incentives and overall offerings
- Share insight on builder reputation and client experiences
5. We guide you on upgrades
- Identify upgrades that add meaningful value
- Point out what can be done after closing for less
- Help you avoid overpriced builder options
6. We stay involved through construction and closing
- Assist with builder timelines and delays
- Support you during pre-delivery inspections
- Help organize and review deficiency lists
- Provide guidance on warranty-related questions
7. Our service is typically built into the price
- Builder pricing usually includes commission. This means you are not saving money by going directly to the builder, you are simply going without representation.
Before you go to a Sales Office
Builders typically require your realtor to be present on your first visit, so it is best to connect before you walk into a sales office. That way, you have full support from the beginning.
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Nick FitzGibbon is a trusted Guelph realtor specializing in residential real estate in Guelph and Centre Wellington. With a data-driven approach and deep local market knowledge, Nick helps buyers and sellers make confident, informed decisions in changing market conditions.
Nick is the Team Lead of the Let’s Talk Real Estate team, working alongside experienced realtors including John Clark, Collette Aeschlimann, Dave Aubrey, Jessica Furmah, and Jeff Basso. Together, they provide comprehensive support throughout the buying and selling process across Guelph and Centre Wellington, ensuring every client receives personalized attention and expert advice.
